Retiring in Bali

The Retirement Visa is the traditional route for older expatriates. It is available from age 55 and typically costs in the region of $700–1,500 per year, last verified June 2026. It is renewable, which lets you build a long, settled life on the island. As with all retirement routes, it does not permit work for Indonesian employers — it assumes you are living on a pension, savings or foreign income.

If you are under 55, or simply prefer the security of a longer permit, the Second Home Visa is the alternative. It asks for a deposit starting around $130,000 USD and grants residence for 5 to 10 years. It suits the financially independent who want stability without renewing every year. Like the Retirement Visa, it does not allow local employment.

Bali rewards a modest retirement budget: long-term villa rentals, fresh local food and inexpensive everyday services go a long way. Build in international or local health insurance, since public healthcare is not designed for foreign residents, and keep a buffer for visa renewals and the occasional flight home. We give you honest USD figures so the picture is clear before you commit.

It is worth being plain: both retirement routes prohibit working for Indonesian businesses. If you need income from local activity, you would be looking at a Working KITAS instead. As an independent guide — not Imigrasi, not a law firm — we confirm which retirement route suits your age and budget, separate the government fee from the agent service range, and connect you to a vetted, licensed agent when you are ready to apply.